MEDICARE 2013

Stand-alone drug plans

Tips on picking the best plans

Explore details of stand-alone drug plans in the chart below, and check out these guides:

What’s in the chart below

  • Premium: The monthly charge for this drug plan. This is in addition to Medicare’s monthly Part B premium.
  • Annual deductible: What you pay out of pocket before coverage begins.
  • Generics in the gap: Whether a company covers generic drugs in the coverage gap, also known as the doughnut hole, which begins when total drug costs hit $2,970 for the year and ends when your out-of-pocket expenses hit $4,750.

What’s not in this chart

  • Medicare health costs: Drug plans are used by people on original Medicare, who also have out-of-pocket expenses for doctor and hospital copayments and deductibles.
  • Drug plan copayments: Plans charge different copayments for various types of drugs. You will need to research individual plans to get that information.
  • Total drug costs: Out-of-pocket costs for the year can vary widely depending on which drugs you use. A low premium and low deductible plan can be expensive if your drugs are not covered. For an estimated total cost, enter your specific drugs into Medicare’s online Plan Finder.

The plans

COMPANY MONTHLY PREMIUM ANNUAL DEDUCT- IBLE GENERICS IN GAP?
AARP MedicareRx Enhanced Contact: 1-800-568-8316 $87 $0 Some, and some brands
AARP MedicareRx Preferred $41.40 $0 No
AARP MedicareRx Saver Plus $15 $325 No
Aetna CVS/Pharmacy Contact: 1-888-247-1029 $32.50 $325 No
Aetna Medicare Rx Premier $104.20 $0 Many, and some brands
BlueMedicare Rx-Option 1 Contact: 1-855-601-9465 $43.10 $0 No
BlueMedicare Rx-Option 2 $127.60 $0 All
Cigna Medicare Rx Plan 1 Contact: 1-800-735-1459 $45.80 $325 No
Cigna Medicare Rx Plan 2 $78.70 $0 Few
Envision RxPlus Gold Contact: 1-866-250-2005 $54.50 $150 Some
Envision RxPlus Silver $57.30 $325 No
Express Scripts Med. Choice Contact: 1-866-477-5704 $81.30 $200 Many
Express Scripts Medicare-Value $54.20 $325 No
First Health D Premier Contact: 1-800-588-3322 $47.40 $325 No
First Health D Premier Plus $93.20 $0 Some
First Health D Value Plus $33.90 $0 No
Health First Essential Contact: 1-800-716-7737 $33.60 $325 No
Health First Prime $47.90 $0 Some
HealthSpring Contact: 1-800-331-6293 $81 $325 No
Humana Complete Contact: 1-866-824-6005 $113.60 $0 Some, and some brands
Humana Enhanced $45.70 $0 No
Humana Walmart Pref. Rx $18.50 $325 No
MedicareRx Rewards Plus Contact: 1-866-892-5334 $99 $0 Few
MedicareRx Rewards Standard $50.90 $325 No
Reader’s Digest Value Rx Contact: 1-888-625-5531 $31.60 $325 No
Silver Script Basic Contact: 1-866-552-6288 $27.60 $325 No
Silver Script Choice $29.10 $0 No
Silver Script Plus $96.40 $0 Many, and some brands
SmartD Rx Plus Contact: 1-855-976-2781 $71.10 $0 Some
SmartD Rx Saver $30.40 $325 No
United American Enhanced Contact: 1-866-524-4169 $61.10 $100 No
United American Select $27.20 $325 No
WellCare Classic Contact: 1-866-765-4385 $28.50 $0 No
WellCare Extra $39 $0 Many
Source:

Centers for Medicare and Medicaid Services